What is the meaning of refinancing your car?
By refinancing a car it means to replace the existing loan on your vehicle with a new loan that has more beneficial terms based on your financial situation. If your personal financial situation has improved and your credit score has gone up you might be able to refinance your auto loan and lower your interest rate to get lower monthly payments. This may also lower the total amount paid for the car in the long run. Credit Unions offer some great rates to their members but you don’t have to be a member to refinance.
Car loan interest rates are changing all the time, so it makes sense to track them. Seriously, who has the time to do that?
Your loan’s interest rate is directly connected to your monthly payment amount and with a lower interest rate you will pay less each month and save thousands of dollars over the life of your loan.
Because we want you to like us we will keep track of everything for you. Our Money Nerds are at your service. Check this website, sign up for our Savings Newsletter, or follow on Social Media.


Trusted Across the Nation
OpenRoad is a member of the American Financial Services Association, A+ accredited by the BBB, an Inc. 500 fastest growing business and a Dallas Business Journal Best Places To Work Company.
Low Rates and Amazing Savings
OpenRoad has refinanced tens of thousands of auto loans and to our customer’s delight saved an average of more than $100 a month†. That’s over $1200 a year.
Happy Customers
With Financing solutions for all credit types, for years OpenRoad has set itself apart by providing World Class Customer Service. We are proud to have a 98% customer satisfaction rating.
Quick, Easy, and Secure
Apply online or over the phone from the comfort and privacy of your own home with no cost or obligation. Quick loan decisions, flexible financing options and cutting edge technology for a great experience!


Quick & Easy
Upload and sign your documents from your phone, a laptop or any tablet. Saving money on your auto loan has never been easier.
No Car Payments for 90 Days
Once your approved for your auto refinancing you’ll enjoy up to 90 days with no payments on your vehicle.
Customize Your Loan
Lower your monthly car payment. Extend the term of your auto loan or remove a co-signer. Our knowledgeable loan officers are here to guide you. They can also help you bundle auto protection plans into your loan such as Vehicle Service Contracts (VSC), GAP insurance and Depreciation Protection. It’s time to Grab Life By The Payments.
Sign Loan Documents Anywhere
We make it simple for you to refinance your car from anywhere. This makes the process of refinancing simple and fast. Upload and sign your documents from your phone, a laptop or any tablet. Saving money on your auto loan has never been easier.